All I'm saying is.....miracles still happen. We are living proof: we are about 2% moved into our new house (see Nov 8 post) and I am E-C-S-T-A-T-I-C!!! 6 months of emotional roller coasters, phone calls, faxes, etc, and a short check in to the looney bin a couple times and here we are: NC homeowners. Never to live in an apt again. We had a fabulous Christmas in Minnesota and got home about 1:00 this morning. Now, I'm am off to work...details forthcoming.